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  • 7 helpful steps to get your teen started.

    7 helpful steps to get your teen started.

Never before have kids been exposed to as much gear and gadgets as they are today. How can parents best prepare their kids to be careful consumers, stay on top of spending, save regularly and manage money responsibly? Helpful Steps® for Parents can help.

This is your online resource for a wealth of expert advice, helpful articles, informative webisodes, expert blogs and fun games and activities to help you and your kids take the right steps toward a happy, secure financial future.

Beginner Basics - Ages 5-6

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Young kids need help to learn what money looks like, what it’s used for, how to count it and how to save it for the things they want or need.

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Starting to Spend - Ages 7-8

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They’re young, but these kids are ready, willing and able to spend. They need help to manage an allowance, differentiate wants from needs and set (and achieve!) goals.

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Junior Consumers - Ages 9-12

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Keeping up with peers is the priority here. But you can help your tweens make smart spending and saving decisions, encourage delayed gratification and throw in a lesson or two on the value of giving and gratitude.

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Teen Track - Ages 13-15

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As teens start to earn real money from part-time jobs, they need guidance to manage their earnings, distinguish necessities from luxuries and balance conflicting savings goals (such as a new gaming console vs. tuition).

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